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Glossary
of Common Real Estate Terms -  Learn
all of the lingo of the real estate world! |
| Reasons
You Need a Real Estate Agent
- there is no substitute for the expertise of a licensed real
estate agent to assist you in your home purchase. |
| Benefits
of Home Ownership - Home
ownership is often called the "American Dream" because
of the pride that comes with owning a place you can personalize
and call your own. However, beyond these intangible benefits, it
is important to consider these benefits when determining whether
to rent or buy. |
| Steps
to Prepare for Home Ownership
-Buying a home can be a
complicated process. Following these simple guidelines
before you begin can help make the experience a pleasurable one! |
| Overview
of the Buying and Selling process - review this graphical
representation of the process from start to finish! |
| Information
for First Time Home Buyers - First
time home buyers might feel better to know that they're not the
only ones who feel confused about the process of buying a home! |
| How
to Take the Trauma Out of Home Buying
- buying a home can certainly be a trying experience, but it
doesn't have to be a stressful one. Approaching the
process with the right expectations can make all of the
difference! |
| The
Home Inspection - What is it, and what should it cover?
It's always wise to have a home inspection completed before you
purchase any property. |
| The
Citizens Guide to Radon - The Guide to Protecting Yourself and
Your Family From Radon (4th ed.) - a guide published by the
Environmental Protection Agency. In .pdf format, this is a
large file and will take a few minutes to download over a 28.8
connection. Well worth the download! |
| Tips
for Finding the Perfect Neighborhood
- The neighborhood you chose can have a big impact on your
lifestyle—safety, available amenities, and convenience all
play their part. |
| Your
Property Wish List - While your opinions on the type of home
you want to own may change during the homebuying process, use
this easy checklist to help you set your priorities and make the
shopping process less time consuming. |
| Financial
Information for Homebuyers
- Follow this advice to get your finances in order before you
begin your househunting efforts. Then use the following
worksheet to determine how big of a mortgage you can afford. |
| Budget
Basics Worksheet - The
first step in getting yourself in financial shape to buy a home
is to know what you make and what you spend now. |
Understanding
Your Credit Score - Credit
scores, along with your overall income and debt, are a big
factor in determining if you'll qualify for a loan and what loan
terms you'll be able to qualify for. |
| Credit
Bureaus - contact one of the 3 major credit bureaus to
obtain a copy of your credit report. |
| Fair
Credit Reporting Act - view the complete text of the act
prepared by the Federal Trade Commissio (FTC). |
Information
About Financing Your Mortgage - This
article will help give you a better idea of some of the types of
mortgages that are available and provide you with some insight
into what your lender will need from you in order to process
your loan application.
|
| Questions
to Ask Your Lender - Be
sure you find a loan that fits your needs with these
comprehensive questions |
| 6
Creative Ways to Afford a Home
- If your income and savings are making homebuying a challenge,
be sure to consider these options! |
| Tips
for Buying in a Tight Market
- Increase your chances of getting your dream house instead of
losing it to another buyer, with these easy steps. |
| Information
On Your Home Closing
- Familiarize yourself with common closing costs and documents
before the big day! |
| Understanding
Homeowners Insurance -
When shopping for home insurance, there’s much more to
consider than how much your coverage will cost. |
| Moving
Tips - Packing up and
moving require organization and planning. The following
tips can help keep your breakables intact, your pets safe, and
make the whole process as efficient as possible. |
