Credit Bureaus

You can contact any of the 3 major credit bureaus to obtain a copy of your credit report.  If you applied for a loan and were turned down, you are entitled to a free copy of your credit report, but you must request a copy by writing the correct credit bureau within 30 days of the rejection. Include a copy of the declined loan application. You can also get a free report if you are unemployed, planning to apply for jobs in the next 60 days, receiving public welfare assistance or believe the credit file contains mistakes resulting from fraud.

Experian (formerly TRW) National Consumer Assistance Center 475 Anton Blvd. Costa Mesa, Ca. 92626 888 EXPERIAN (888-397-3742) http://www.equifax.com

Equifax P.O. Box 740241 Atlanta, GA 30374-0241 888-202-4025 http://www.experian.com

Trans Union P. O. Box 2000 Chester, PA 19022 800-916-8800 http://www.tuc.com/